Shop insurance is normally written as a package and can cover the following as standard. The level of cover will vary from insurer to insurer and can be amended to suit individual requirements.
- Employers liability
- Public liability
- Products liability
- Business interruption
- Goods in transit
- Loss of money
- Glass
Optional covers
- Buildings
- Subsidence
- Tenants improvements
- Fixtures and fittings
- Trade contents
- Business equipment
- Stock
- Legal expenses
- Terrorism
- Refrigerated or frozen food
At UKI Direct we ensure that you get the policy and the cover you need by talking things through with you and asking the right questions such as:
- Any work away apart from collection and delivery
- Any repair work or alterations carried out on the premises
- Any manufacturing or assembly work carried out on the premises
And we will make you aware of:
- Warranties and conditions precedent in the policy
- Any exclusions
- Any increased excess