Shop insurance is normally written as a package and can cover the following as standard. The level of cover will vary from insurer to insurer and can be amended to suit individual requirements.

  • Employers liability
  • Public liability
  • Products liability
  • Business interruption
  • Goods in transit
  • Loss of money
  • Glass

Optional covers

  • Buildings
  • Subsidence
  • Tenants improvements
  • Fixtures and fittings
  • Trade contents
  • Business equipment
  • Stock
  • Legal expenses
  • Terrorism
  • Refrigerated or frozen food

At UKI Direct we ensure that you get the policy and the cover you need by talking things through with you and asking the right questions such as:

  • Any work away apart from collection and delivery
  • Any repair work or alterations carried out on the premises
  • Any manufacturing or assembly work carried out on the premises

And we will make you aware of:

  • Warranties and conditions precedent in the policy
  • Any exclusions
  • Any increased excess

Speak to one of our team today

No Call Centres, No Automated Messages

Call in office hours, and you’ll be able to speak to a specialist insurance consultant straight away, who will talk to you about your business and the type of insurance cover you require.


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