Takeaway insurance is normally written as a package and can cover the following as standard. The level of cover will vary from insurer to insurer and can be amended to suit individual requirements.
- Employers liability
- Public liability
- Products liability
- Business interruption
- Goods in transit
- Loss of money
- Glass
Additional covers
- Buildings
- Subsidence
- Tenants improvements
- Fixtures and fittings
- Trade contents
- Business equipment
- Stock
- Loss of licence
- Legal expenses
- Terrorism
- Refrigerated or frozen food
At UKI Direct we ensure that you get the policy and the cover you need by talking things through with you and asking the right questions such as
- Any deep fat frying and type
- Is the frying equipment fitted with a cut out thermostat?
- Do you have a fire blanket and fire extinguishers?
- Any outside catering
And we will make you aware of:
- Warranties and conditions precedent in the policy
- Any exclusions
- Any increased excess